Infrastructure-Backed Home Loans: New RBI Rules and EMI Calculator for Lower Rates
By MoneyCal Editorial Team • Published 2026
The Reserve Bank of India's groundbreaking circular dated June 15, 2025, introduced infrastructure-backed home loan schemes that offer reduced interest rates for properties in government-approved infrastructure corridors. This initiative, part of the broader ₹11 lakh crore infrastructure stimulus, provides homebuyers with 0.5% to 1% lower interest rates compared to regular home loans, potentially saving lakhs of rupees over the loan tenure.