RBI Gold Loan LTV Rules: Calculate Your Maximum Loan Amount with New 85% Limit
By MoneyCal Editorial Team • Published 2026
The Reserve Bank of India has revised gold loan regulations, allowing lenders to provide up to 85% of gold's value as loan amount. This significant change from the earlier 75% limit opens new opportunities for borrowers seeking quick funds against gold collateral. Understanding these new LTV (Loan-to-Value) rules is crucial for maximizing your gold's borrowing potential.