RBI Repo Rate Cut Impact on Home Loan EMI: How 50 Basis Points Reduction Affects Your Monthly Payments
By MoneyCal Editorial Team • Published 2026
The Reserve Bank of India's recent decision to cut the repo rate by 50 basis points has created a wave of optimism among home loan borrowers across the country. This monetary policy move, aimed at stimulating economic growth, directly impacts the cost of borrowing for millions of Indian families pursuing their dream of homeownership.