Refinance Construction Loan Before October RBI Deadline: Calculator Guide for Maximum Savings
By MoneyCal Editorial Team • Published 2026
The Reserve Bank of India's new provisioning norms for infrastructure and construction loans, effective October 2025, will significantly increase borrowing costs for new loans. Existing borrowers have a critical window to refinance their construction loans at current rates before the deadline. This comprehensive guide provides strategies and calculations to maximize refinancing benefits and secure substantial cost savings.